Court Ordered Community Service Insurance

Coverage Information

This insurance policy provides coverage to an insured agency or municipality if an individual is injured or killed while fulfilling their court-ordered community service requirements. Some courts build an “insurance fee” into the court costs, which assists the municipality in paying for the cost of the insurance policy.

Accidental Death & Dismemberment Benefits:

  • Principal Sum: $10,000

Accidental Medical Expense Benefits:

  • Benefit Maximum: $25,000

  • Maximum Benefit Period: 365 days from the date of the Covered Accident

  • Incurral Period: 90 days from the date of the Covered Accident

  • Deductible: $500

  • Co-insurance Rate: 100% of the Usual and Customary Charges

  • Maximum for Dental Expenses:

  • (Injury Only):$250 per tooth per Covered Accident    

Plan Benefits & Covered Activities

Two teens are fulfilling their court-ordered community service hours by picking up trash on a local highway. Suddenly, a truck veers onto the shoulder, striking both. One teen is killed and the other is critically injured. 


Claim Example

Interested? CONTACT us
Tamara Armstrong
Senior Vice President 
Director of Employee Benefits
Phone: 850-556-3069

Dan Lancaster

Account Executive

Sales, Marketing, Policy Management

Phone: 850-545-3855