Reducing the Taxpayer's Burden
Cost-Containment & Reimbursement
The cost of healthcare is growing at a faster rate than the rest of the economy, posing a formidable challenge to sheriffs, counties, and local municipalities, who must factor the cost of inmate healthcare into an already “stretched” budget. According to the Centers for Medicare and Medicaid Services (CMS), the medical cost trend – the annual change in the cost of healthcare – is expected to grow at an average rate of 5.5% per year from 2018-2027. This increase is driven by price inflation, increased use, and more expensive drugs and treatments.
Over 25 years ago Florida's sheriffs asked for help mitigating their inmate medical expenses. We delivered. Over two decades later, our inmate medical insurance and cost-containment services have saved taxpayers over $30 million dollars and reimbursed over $25 million dollars to sheriffs, counties, and local municipalities across the United States.
Our products mitigate the financial challenges associated with providing healthcare to inmates and pre-trial detainees. We provide financial peace of mind by negotiating billed charges, then reimbursing the expenses incurred for catastrophic claims. Our products can be used separately or in tandem, and are tailored to the individual needs of each facility.
Local Inmates compared to the general public:
60% more likely to have had a chronic condition
18% more likely to have had heart problems
52% more likely to have had high blood pressure
23% more likely to have HIV/AIDS
32% more likely to have had an infectious disease
*Source: Bureau of Justice Statistics, Medical Problems of State and Federal Prisoners and Jail Inmates 2011-2012 (Revised October 4, 2016)
Products & Programs
This insurance policy limits the financial burden on taxpayers and improves budget accuracy by reimbursing the unpredictable and high-dollar costs associated with arrestees and inmates who require medical treatment outside the walls of the detention facility. This includes injuries that occur prior-to-booking that are sustained during the pursuit and apprehension of a suspect, who may be taken directly to the hospital rather than the jail.
Catastrophic Inmate Medical Insurance
Inmate Medical Cost Management Program
A nationwide corrections network that provides discounted rates for all medical services, such as x-rays, dental services, chiropractic services, optical services, or hospital services provided outside of the jail. Medical bills are reviewed to ensure they are accurately coded to national standards and negotiated to to ensure the deepest discounts possible.
Court-Ordered Community Service Insurance
An insurance policy that provides coverage to an insured agency or municipality if an offender is injured or killed while fulfilling their court-ordered community service requirements.
Inmate Work Crew Insurance
An insurance policy that provides coverage to an insured agency or municipality if an inmate is injured or killed while performing their duties as part of an inmate work crew.
Inmate Work Release Insurance
An insurance policy that provides coverage to an insured agency or municipality if an inmate is injured or killed while working at their place of employment outside of the jail.