Reserve/Auxiliary Deputy Sheriff Insurance

Protecting Those Who Protect You 

Even when precautions are taken, accidents can still happen. Reliable insurance protection in the event of a life-altering accident is essential, especially for reserve and auxiliary law enforcement personnel who may not be covered under workers' compensation.

An Accidental Death & Dismemberment and Accident Medical benefit (ADD+Me) offers some of this protection to reserve and auxiliary deputy sheriffs for a covered injury, paralysis or death resulting from a covered accident while on-duty.

The Accidental Death & Dismemberment (AD&D) benefit:

  • Pays lump sum for accidental loss of life, limb, sight, speech or hearing

  • Pays the cost of treating an accidental injury

Additional riders include:

  • Bereavement and Trauma Benefit

  •  Child Care Center Benefit

  •  Coma Benefit

  •  Disability Benefit (Temporary Total Disability)

  • Emergency Medical Benefit

  • Emergency Medical Evacuation Benefit

  • Home Alteration and Vehicle Modification Benefit Rehabilitation Benefit

  • Repatriation of Remains Benefit

  • Seatbelt and Airbag Benefit

  • Special Education Benefit

Weekly Payments

  • Max Benefit Period: 52 weeks

  • Weekly Benefit Amount: $300 per week

Claim Example(s): 

The following examples are real claims in which a reserve or auxiliary deputy sustained injuries, and incurred thousands of dollars in medical expenses that were not covered under workers' compensation.

  •  Hydroplaned a patrol vehicle into a private residence.

  •  A patrol car was involved in a head-on collision.

  •  Stepped on a sharp object, puncturing tactical boot, while in foot pursuit.

 

In each of the examples, the reserve or auxiliary deputy took advantage of the insurance policy and received a benefit for the medical expenses incurred.
 

Hunt Insurance Group, LLC

3606 Maclay Blvd. South, Ste. 204
Tallahassee, FL   32312

CONTACT US

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Hunt Insurance Group Main Contacts

Scott Hunt, LUTCF, RHU

President & CEO

+1 850 241 7032

Employee Benefits​

Tamara Armstrong

Senior Vice President

Employee Benefits

+1 850 556 3069

Property & Casualty

John E. Hunt, Jr., CPCU

Executive Vice President

Property & Casualty

+1 850 241 7037

+1 800 763 4868

+1 850 385 3636

+1 850 385 2124

+1 850 893-7245

 

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