Reserve/Auxiliary Deputy Sheriff Insurance

Accidental Death & Dismemberment + Medical Expense

Protection for those who protect us.

Even when precautions are taken, accidents can still happen. Reliable insurance protection in the event of a life-altering accident is essential, especially for reserve and auxiliary law enforcement personnel who may not be covered under workers’ compensation.

 

An Accidental Death & Dismemberment and Accident Medical benefit (ADD+Me) offers some of this protection to reserve and auxiliary deputy sheriffs for a covered injury, paralysis or death resulting from a covered accident while on-duty.

What are the benefits?

If a reserve/auxiliary law enforcement officer is injured while on-duty, the policy pays a lump sum for accidental loss of life, limb, sight, speech or hearing. In addition, the policy will also pay (up to the policy limit) the cost of treating an accidental injury.

 

  • Bereavement and Trauma Benefit

  • Child Care Center Benefit

  • Coma Benefit

  • Disability Benefit (Temporary Total Disability)

    • Max Benefit Period: 52 Weeks

    • Weekly Benefit Amount: $300

  • Emergency Medical Benefit

  • Emergency Medical Evacuation Benefit

  • Home Alteration and Vehicle Modification Benefit

  • Rehabilitation Benefit

  • Seatbelt and Airbag Benefit

  • Special Education Benefit

 

The following examples are real claims in which a reserve or auxiliary deputy sustained injuries, and incurred thousands of dollars in medical expenses that were not covered under workers' compensation.

  1. Hydroplaned a patrol vehicle into a private residence.

  2. Patrol car was involved in a head-on collision.

  3. Stepped on a sharp object, puncturing tactical boot, while in foot pursuit.


In each of the examples, the reserve or auxiliary deputy took advantage of the insurance policy and received a benefit for the medical expenses incurred.

Claim Examples:

Additional riders include:

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QUESTIONS?

Tamara Volkert
Senior Vice President 
Director of Employee Benefits
Phone: 850-556-3069

Dan Lancaster

Account Executive

Phone: 850-545-3855

Tanesha Brown

Account Manager

Phone: 850-241-7023

Hunt Insurance Group, LLC

3606 Maclay Blvd. South, Ste. 204
Tallahassee, FL   32312

CONTACT US

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Hunt Insurance Group Main Contacts

Scott Hunt, LUTCF, RHU

President & CEO

+1 850 241 7032

Employee Benefits​

Tamara Armstrong

Senior Vice President

Employee Benefits

+1 850 556 3069

Property & Casualty

John E. Hunt, Jr., CPCU

Executive Vice President

Property & Casualty

+1 850 241 7037

+1 800 763 4868

+1 850 385 3636

+1 850 385 2124

+1 850 893-7245

 

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