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Court Ordered Community Service Insurance

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Coverage Information

This insurance policy provides coverage to an insured agency or municipality if an individual is injured or killed while fulfilling their court-ordered community service requirements. Some courts build an “insurance fee” into the court costs, which assists the municipality in paying for the cost of the insurance policy.

Accidental Death & Dismemberment Benefits:

  • Principal Sum: $10,000

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Accidental Medical Expense Benefits:

  • Benefit Maximum: $25,000

  • Maximum Benefit Period: 365 days from the date of the Covered Accident

  • Incurral Period: 90 days from the date of the Covered Accident

  • Deductible: $500

  • Co-insurance Rate: 100% of the Usual and Customary Charges

  • Maximum for Dental Expenses:

  • (Injury Only):$250 per tooth per Covered Accident    

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Plan Benefits & Covered Activities

Two teens are fulfilling their court-ordered community service hours by picking up trash on a local highway. Suddenly, a truck veers onto the shoulder, striking both. One teen is killed and the other is critically injured. 

Claim Example

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Interested? CONTACT us
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Dan Lancaster

Account Executive

Sales, Marketing, Policy Management

Phone: 850-545-3855

800-763-4868

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