Court Ordered Community Service Insurance
Coverage Information
This insurance policy provides coverage to an insured agency or municipality if an individual is injured or killed while fulfilling their court-ordered community service requirements. Some courts build an “insurance fee” into the court costs, which assists the municipality in paying for the cost of the insurance policy.
Accidental Death & Dismemberment Benefits:
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Principal Sum: $10,000
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Accidental Medical Expense Benefits:
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Benefit Maximum: $25,000
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Maximum Benefit Period: 365 days from the date of the Covered Accident
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Incurral Period: 90 days from the date of the Covered Accident
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Deductible: $500
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Co-insurance Rate: 100% of the Usual and Customary Charges
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Maximum for Dental Expenses:
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(Injury Only):$250 per tooth per Covered Accident
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Plan Benefits & Covered Activities
Two teens are fulfilling their court-ordered community service hours by picking up trash on a local highway. Suddenly, a truck veers onto the shoulder, striking both. One teen is killed and the other is critically injured.
Claim Example
